Reuben Joseph, Business Analyst at Edgar, Dunn & Company, explains how the MSC is structured, compares the pricing models, and highlights which types of merchants typically favour each.

Ray Shinzawa, Managing Director at JCB International (Europe), examines the changing travel volumes from Asia to Europe and the evolving payment habits.

Bizum is a Spanish company that provides information society services. It was set up in 2016 as an innovative and collaborative project of the Spanish banking industry. Its aim is to offer a payment solution based on the instant transfer of funds between users' accounts in an efficient, fast, and secure manner for any payment scenario (P2P, ecommerce, or POS).

Brite leverages Open Banking to offer an innovative instant payments solution that allows merchants and customers to make account-to-account (A2A) payments without creating an account, downloading an app, or being redirected to a payments page. Users complete payment using top-of-mind banking information – no sign-up forms or additional passwords. 

 A quick look at how Embedded Finance is transforming the creator economy, enabling millions of creators to manage income, access credit, and build real businesses directly within the platforms they use every day.

Lindsay Lehr, Managing Director of Payments and Commerce Market Intelligence (PCMI), elaborates on key payments and ecommerce industry trends in South Korea.