PingPong and Visa have launched a card-to-account payment solution enabling corporate buyers to pay suppliers via commercial card regardless of supplier card acceptance.
The solution, branded as Card to Account Payment Solution, is currently live in the UK, EU, and Hong Kong, with expansion to the US and Singapore planned across 2026.
Under the arrangement, corporate buyers initiate payment via their existing commercial card, while suppliers receive funds as a standard bank transfer – settled at T+0, T+1, or T+2 for most currencies. Suppliers require no onboarding and face no changes to their existing workflows. Buyers can extend cash outflow by 45+ days without incurring additional debt or altering their balance sheet.
Addressing a structural gap in B2B payments
The solution targets a long-standing friction point in corporate payments: the disconnect between card rails and supplier bank accounts. In markets such as the UK and EU, a significant share of B2B suppliers do not accept card payments, which limits the utility of commercial cards as working capital instruments. Traditional wire transfers, by contrast, require cash to leave the buyer's account on day one to day three, with limited flexibility around payment timing.
The card-to-account model routes payment through PingPong's infrastructure, which covers card acquiring through to supplier payout. The company holds more than 60 regulatory licences across its operating markets. PingPong states it is one of only three foundational providers selected by Visa for this BPSP programme.
Coverage extends to suppliers in more than 170 countries across more than 25 currencies. Deployment is available through PingPong's web portal without technical integration, or via API connection to ERP systems and Treasury Management Systems.
The partnership reflects a broader shift in commercial card infrastructure, as card networks seek to extend the reach of card rails into B2B payment flows that have historically been dominated by bank transfers and trade credit.
Visa's commercial solutions division confirmed the partnership is designed to extend the value of commercial card acceptance beyond traditional acceptance, thus enabling secure payments and improving working capital for buyers as well as suppliers.
