Paytm Payments Services Ltd has gained approval from the RBI to expand its payment aggregator licence to offline and cross-border transactions.
The expansion allows Paytm to offer end-to-end payment aggregation solutions for multiple use cases, being an addition to its online Payment Aggregator approval, which the company gained from the RBI in November 2025, under the Payment and Settlement Systems Act. With this, Paytm now holds licences across online, offline, and cross-border segments.
The company will continue to focus on meeting the needs, preferences, and demands of clients and users in an ever-evolving market, while prioritising the process of remaining compliant with the regulatory requirements and laws of the local industry as well.
Expanding its Payment Aggregator licence
One 97 Communications, the firm behind Paytm, mentioned that the RBI authorised its wholly owned subsidiary to operate as a Payment Aggregator for physical and international payments, covering inward and outward flows. With the new authorisation, Paytm can offer solutions for multiple use cases, such as facilitating simple payment acceptance for merchants in domestic and international markets across physical, digital, and cross-border applications.
Recently, Paytm launched a new in-app privacy feature named Hide Payments, allowing users to move selected UPI transactions out of the main history view. These hidden transactions remain instant and can still be accessed after PIN or biometric verification. The feature was created as user demand for better discretion increased, especially for those who share devices with family members or colleagues.
Additionally, the company partnered with Groq to provide real-time AI for payments and platform intelligence in India. This brought fast and smart AI features to the platform, supporting the country’s vision to develop its digital economy through the process of making inference available to builders and businesses at a national scale.
