iDenfy has integrated Czech Bank iD into its electronic identity verification platform for the Czech market.
The integration gives businesses operating in the Czech Republic a non-document verification method, allowing citizens to confirm their identity using existing banking credentials rather than a physical document.
Czech Bank iD represents a nationwide, bank-issued digital identification system that was introduced in the Czech Republic in 2021. In addition, it allows citizens to authenticate themselves for both e-government and private sector services using their internet banking login details. According to the figures cited by iDenfy, the system is used by over five million internet banking users, representing an adoption rate of 57% among the Czech Republic's population of nine million.
The system operates on the OIDC protocol through a bank delegation model, meaning verification is confirmed directly by the user's bank rather than through a scanned or uploaded identity document. During a successful check, Czech Bank iD returns a person's given name, family name, middle name, full name, date of birth, nationality, sex, phone number and address. Where available, it can also supply document-related data, including document type, number, issue and expiration dates, and issuing country and authority.
Positioning within iDenfy's platform
iDenfy's non-document verification option is designed to run alongside its existing document-based know your customer (KYC) flow. Businesses can configure the platform to direct users to the Czech Bank iD path when document capture is unavailable or when image quality is insufficient, a situation that the company says regularly contributes to session drop-off during onboarding. The feature is available to all iDenfy clients without additional cost and can be switched on through dashboard settings, without further integration work. iDenfy's broader KYC software currently covers more than 16.000 government-issued documents across over 200 countries and territories, with unresolved cases referred to an internal compliance review team.
Regulatory and market context
The addition comes as EU member states prepare to implement Regulation (EU) 2024/1183, which requires each of the 27 EU countries to roll out the EU Digital Identity Wallet for citizens and residents by the end of 2026. Under the regulation, banks, payment institutions, and electronic money institutions will need to support wallet-based credentials as part of Strong Customer Authentication measures.
Moreover, the integration also comes against a backdrop of elevated fraud risk in the country. Security firm Gen Digital, drawing on data from Avast, AVG, and Norton, has ranked the Czech Republic as having the third-highest exposure to cyber fraud globally, with social engineering attacks accounting for 86% of threats recorded in the country.
iDenfy said that offering a credential already used by millions of Czech adults for banking and government access can reduce reliance on document capture during onboarding, while maintaining a compliance process intended to confirm a genuine identity behind each verification. Support for Czech Bank iD is available immediately across iDenfy's platform.
