Customers can transfer money for a purchase through a reply on a USSD-message they receive from the bank.
To make a payment users will have to choose on an online store a payment method via Alfa-Bank and put a mobile phone number or login and password from Alfa-Bank services they are already registered in. Next, a USSD-message will be delivered where a user can specify an account and confirm a payment.
A new option is available for all merchants, including foreign ones, who uses Yandex.Checkout to accept payments from Russian customers. Alfa Lightning is available for 4.5 million users from other Alfa-Bank services since 2015.
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