Riverty

Riverty is a leading fintech company with offices  in 9 countries with BNPL products. Specialised in transparent payment methods tailored for consumers, Riverty offers merchants a comprehensive toolkit, from BNPL schemes to smart accounting and debt collection, enhancing the financial journey for all stakeholders.

Core solution

We create an optimised payment journey for merchants and their consumers – from a streamlined checkout to managing post-purchase payments, returns, and diverse financing needs. We are a steadfast partner in building and nurturing loyal consumer bases. If payment disruptions occur, our in-house collection team steps in, handling issues with care and responsibility, offering merchants a competitive advantage. 

Website

www.riverty.com

Head office

Amsterdam, Berlin, Stockholm

Target markets

Merchants (retail, mobility, digital), marketplaces, SaaS, PSPs

Contact details

Jan Florian Richard, janflorian.richard@riverty.com

Geographical presence

Germany, the Netherlands, Belgium, Switzerland, Austria, Sweden, Denmark, Norway, Finland

Year founded

2022

Funding rounds and investors

Part of Bertelsmann Group 

Licence type

PI (Payment Institution)

Standards and certifications

ISO 27001, ISO 9001

Implementation requirements

Standard KYC procedure

Member of industry associations and/or initiatives

MRC and various other industry associations 

Brand tagline

Your Payment Companion

Buy Now, Pay Later

Business Model

Direct or through partners, white-label (enterprise merchants)

BNPL options

Pay in 3, 14/30 day invoice, monthly invoice, fixed instalments

Payment instruments used

Direct debit (local A2A methods, e.g.: iDEAL, Swish)

Credit check

Yes (credit worthiness checks and Open Banking)

Credit application

Yes

Late Fees

Variable

Interest rates

Variable

Consumer protection

Yes

Transaction limit

Variable

Age verification

Yes

B2B Commerce

No

How do you define your company's primary category or technology market?

Ecommerce

Channels

Online

Yes

POS/in-store

Yes

Omnichannel

Yes

Technology and payment capabilities

Integration technology

Yes – Rest

Hosted pages

Yes

White-label solution

Yes (enterprise merchants)

Settlement currencies

Yes – EUR, SEK, DKK, NKK

Currency available for customers

Yes – EUR, SEK, DKK, NKK

Types of supported APIs/API standard supported

Rest API

Client onboarding (KYC)

Standard KYC procedure

Reporting/dashboards

Consolidated data and reporting dashboard

Yes (full transparency on consumer payment behaviour and habits)

Fraud and risk management capabilities

Chargeback management/Buyer protection

Yes

Partners

Technology partners

Shopify, Shopware, etc.

Distribution channels

PSPs

Business model and clients

Pricing model

Percentage and transactional 

Future developments

Credit and lending products 

Case studies

SportScheck, Flaconi, EasyPark

Awards

Best Payment Solution 2024 (Ecommerce Germany)

Transactions

Transaction volume

50+ million BNPL transactions