Payrails

Payrails is the next-generation modular payment operating system empowering high-growth global enterprises. Designed to simplify and scale payment operations across 200+ countries, Payrails enables leading brands like Puma, Careem, and Vinted to optimise and automate financial workflows through a unified platform. By eliminating complex in-house infrastructure, it transforms payment challenges into strategic opportunities, empowering businesses to thrive in the digital economy.

Website

www.payrails.com

Head office

Berlin, Germany

Core solution

Payrails’ core product is its modular payments platform. Unifying payment solutions like a customisable routing engine, dynamic checkout pages, PSP integrations, and more, the platform enables merchants to turn their payments into tools for growth by optimising every part of the transaction lifecycle and beyond.

Target group

• Merchants (mobility, delivery, retail, digital, gaming, travel)

• Marketplaces 

• SaaS

Contact details

contact@payrails.com

Geographical presence

Global – Europe, the US, Middle East, Africa, LATAM, India, China

Year founded

2021

Funding rounds and investors

Andreessen Horowitz, EQT Ventures, General Catalyst, HV Capital

Standards and certifications

PCI DSS Level 1, GDPR

Brand tagline

Payments made powerful

Service provider type

Payment gateway

Yes

How do you define your company's primary category or technology market?

Modular payments platform

Channels

Online

Yes

POS/in-store

Yes

Payment capabilities

Hosted pages

Yes

Recurring payments

Yes

Payment methods supported

Yes, 200+ payment methods and acquirers

Settlement currencies

Yes, 100+ currencies supported

Tokenization

Yes

Payout/disbursements

Yes

Payment orchestration

Yes

Reconciliation and reporting

Yes

B2B payments

Yes

Operational efficiency:

 - ERP integrationYes

Reporting/dashboards

Consolidated data and reporting dashboard

Yes

Fraud and risk management capabilities

Chargeback management

Yes

Fraud ratio PSD2/SCA

• 0.13% for transactions up to EUR 100

• 0.06% for transactions up to EUR 250

• 0.01% for transactions up to EUR 500

Fraud and risk management partners

Cybersource Decision Manager, Forter, Ravelin, Sift

Financial and compliance capabilities

Client onboarding (KYC/KYB)

Yes

Clients

Main clients/references

Vinted, Just Eat Takeaway, Preply, Teknasyon

Case studies

Teknasyon – https://www.payrails.com/customers/teknasyon