Your Money Access Lowers Processing Costs to Merchants

As a result, the cost of processing with YMA will be significantly reduced. Merchants will be able to put more dollars to work in their businesses. YMA has pursued a rigorous program evaluating improved methods for monitoring processing risk in both its ACH and Draft Check operations. The development of the YMA Risk Management Policy Statement -- a policy that leads the market as a model -- was a first step. In combination with further enhancements to its technology and overall systems development, the YMA Risk Policy Statement has also facilitated the ability for the Company to lower the cost of processing for itself and its merchants. Your Money Access, LLC is a global, multi-product payment solution provider, with services such as ACH processing, electronic funds transfers, bank draft processing, RCK/NSF check recovery and electronic check processing. Your Money Access, headquartered in Orlando, Florida and with an office in Newtown, Pennsylvania, owns and controls several market brands, including Check Recovery Systems, Universal Payment Solutions and Clear Checks.