Othentik provides a software and host-based processing system that enables online buyers to request a designated payment at the sellers or billers website, have that request authenticated real-time by the holder of the payment account, then have holder pay the seller or biller privately and securely after the transaction has been authorized. The Othentik solution more fully satisfies the growing needs of all parties to an online transaction: consumer, merchant and financial institution. Under the Othentik system, the consumer is verified by the account-holder; the merchant gets paid offline, with comfort and guarantees.
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