Customers can send a stock gift to another customer or to a person who has no account with Tinkoff Investments. Eligible financial instruments include those that are available to non-qualified investors who have not yet passed the Bank of Russia’s mandatory test for trading complex financial instruments, including stocks, bonds, and shares of exchange-traded funds.
To make a stock gift, a Tinkoff Investments customer needs to tap on the ‘Gift Now’ button on the page of the relevant stock in the Tinkoff Investments mobile app, specify the number of stocks, and either select the phone number of the recipient in his or her contact book or enter it manually. The recipient will receive a text message or a notification in the Tinkoff Investments app about the gift. If the recipient is not a Tinkoff customer, he or she will receive a gift notification and a link with an application to open a brokerage account and a debit card with Tinkoff.
Customers can send stock gifts at any time, including on non-trading days. If it is a non-trading day, the transaction will use the closing price of the previous trading day. The recipient may decline the gift, in which case the purchase amount will return to the account of the sender.
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