Rabobank (The Netherlands) to Use VASCOs Digipass 810

EMV-CAP is the leading standard chip authentication protocol used by Europay, Mastercard and VISA for Transactions over the Internet, telephone or fax (Card Non Present Transactions). Currently, Rabobank has almost 3 million units of Digipass 800, the predecessor of Digipass 810, in the field. Digipass 810, or Random Reader, combines the Digipass authentication functionalities with the EMV-CAP authentication protocol. Random Reader is the name Rabobank uses to describe its Digipass secure card readers. With Digipass 810, Rabobank allows its customers to do both secure e-banking and secure e-commerce with one secure smart card reader. Digipass 810 is the second product that VASCO has developed in close cooperation with Rabobank. Digipass 800, developed in 2000-2001 was the first result of the kitchen-to-kitchen approach of VASCO and Rabobank. In a first phase, Rabobank will use Digipass 810 in its traditional Digipass authentication mode. Next year, Rabobank will roll out EMV credit cards to its customer base and in a later phase will start with the distribution of EMV debit cards. Once in the possession of their new credit and debit cards, customers will be able to use both the Digipass and the EMV-CAP authentication protocols. Digipass 810 users will have two authentication products in one, a Digipass authentication product for e-banking, and an EMV- CAP secure smart card reader for e-commerce. By using VASCOs Digipass secure smart card readers in conjunction with an EMV smart card, end users can use the same EMV card and PIN, not only to get money out of an ATM or to pay for purchases in a shop, but also to do all kinds of online transactions such as internet shopping and internet banking in a secure way. The PIN code they use to get money out of an ATM or to pay bills in a shop can also be used to activate the Digipass card reader. That way, end users only need to remember one single PIN code to do both physical and online transactions while taking full advantage of EMV security.