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Fintech startup Chip receives FCA authorisation

Wednesday 25 March 2020 12:43 CET | News

UK-based fintech Chip has announced that it has been approved by the Financial Conduct Authority (FCA) as an Authorised Payment Institution.

The next step for the fintech is an introduction of FSCS protected savings accounts through partner banks. The news also follows a roll-out of a number of features in response to a large influx of savers using the app to automatically put away safety net funds.

Chip has introduced changes to the manual save limits – users can now make a manual save every day, as many days a month as they like, up to the amount of GBP 10,000. Additionally, thanks to the new Open Banking update, Chip can build on and enhance the machine learning behind auto-saves, so the app can learn from the users’ spending habits and intelligently adjust their automatic saves.




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Keywords: chip, FCA, Financial Conduct Authority, Authorised Payment Institution, fintech, financial technology, online payments, payments service provider, UK, United Kingdom, financial regulator
Categories: Banking & Fintech
Companies:
Countries: United Kingdom
This article is part of category

Banking & Fintech