Approximately 13,000 Digital River hosted e-commerce sites are currently using MasterCards authentication technology to help verify cardholder identity and prevent the unauthorized use of credit and debit cards online. Combined with Digital Rivers existing, multi-level fraud prevention program, MasterCard SecureCode adds an additional layer of protection that can minimize payment card losses for Digital Rivers online merchants. SecureCode also can help increase consumers confidence in the security of their accounts and e-commerce purchases. Online merchants can add SecureCode to the checkout process on their Digital River hosted e-commerce site. When shoppers enter their card information on a merchants Web site bearing the SecureCode brandmark, they are prompted to enter their personal SecureCode by a special window or screen presented by their card issuer. MasterCard SecureCode enables cardholders to choose a code known only to them - similar to a PIN for a bank ATM transaction. In a matter of seconds, the card issuer confirms that it is the cardholder making the purchase and authorizes the transaction for the merchant.
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