To offer the cardholder authentication programs, Authorize.Net has partnered with CardinalCommerce, a leading provider of online merchant payment authentication for securing online transactions. Verified by Visa and MasterCard SecureCode allow enrolled cardholders to set up a unique password, similar to a personal identification number used at an ATM, which is submitted during the checkout process. Merchants that adopt the cardholder authentication programs provide increased transaction security for their customers, while reducing online fraud. In addition, merchants receive chargeback liability protection from Visa and MasterCard, which may result in cost savings. Authorize.Net selected CardinalCommerce as its provider for cardholder authentication services after a thorough review of technology options. The companys Cardinal Centinel solution easily integrates within a merchants checkout process. Because CardinalCommerce has existing relationships with major merchant acquiring banks, provides a plug-in that works with all major scripting languages, and is CISP certified, they were the logical partner for Authorize.Net.
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