The solution provides more efficient check clearing through a Check 21 based system, reducing deposit preparation and enabling earlier transaction posting. The solution includes Alogents Sierra Xpedite Remote Deposit at remote locations integrated with Sierra Xchange at E*TRADE Banks processing centers. Sierra Xpedite captures, validates and manages payments and deposits by check at all points of presentment including branches, ATMs, cash vaults, merchant and corporate locations. Sierra Xchange is a virtual check processing engine that collects transactions from distributed points of presentment, applies workflows and intelligently routes image, data and paper to endpoints based on unique business rules.
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