AFS Announces Schedule for National MERCHANT CAPTURE TO IMAGE EXCHANGE Seminars

The conferences will take an in-depth look at merchant capture and check image exchange technology and the new opportunities they present for financial institutions and their commercial depositors. The seminars are a service of the Advanced Financial Solutions Consulting Services Group, and will be delivered by the company?s top consultants in check image exchange, distributed image capture, and new product strategies. Each seminar is scheduled from 10:00 AM to 2:00 PM, local time, with a working lunch at noon. Registration information is available at www.afsimage.com/Check21, or by calling Jeff Vetterick at 1-800-554-8095. The seminars are scheduled for: - Feb. 23, 2005 - Baltimore, MD - Feb. 24, 2005 - Richmond, VA and Seattle, WA - March 1, 2005 - Tulsa, OK - March 2, 2005 - Dallas, TX and Birmingham, AL - March 3, 2005 - Tallahassee, FL and San Antonio, TX - March 15, 2005 - West Des Moines, IA - March 16, 2005 - Omaha, NE and Harrisburg, PA - Marsh 17, 2005 - Sioux Falls, SD and Pittsburgh, PA - March 23, 2005 - West Palm Beach, FL and New Orleans, LA - March 24, 2005 - Orlando, FL and Columbia, MO - March 29, 2005 - Lansing, MI - March 30, 2005 - Memphis, TN and Chicago, IL - March 31, 2005 - Minneapolis, MN and Knoxville, TN - April 5, 2005 - Springfield, IL - April 6, 2005 - Indianapolis, IN and New York, NY - April 7, 2005 - Worcester, MA and Cincinnati, OH All seminars will explore the new trends, emerging technologies, and financial realities pertaining to electronic payment processing in a post-Check 21 world. With paper check processing costs increasing at twice the rate of electronic payments, financial institutions are finding they must quickly adapt its processing, platforms, and technology to compete in an increasingly image-based environment. Check image exchange is quickly emerging as the primary method for processing checks. By placing a check image exchange client with a merchant depositor, the customer can forward present check images of all payments to their bank?s back room resulting in same or next day availability of funds, reduced float and check fraud, and the identification and processing of exception items via image, without any paper being processed.