Customers of cooperative institutes have already previously been able to use the offers of the Weltsparen platform. Now, for the first time, two Volks- and Raiffeisenbanks are offering their own products on the fintech Raisin's platform, as the company has announced. In addition to the Volksbank Raiffeisenbank Regensburg-Schwandorf, the Volksbank Rhein-Ruhr is also involved. Both offer a fixed-term deposit for one year with the current interest rate is 2.25%.
Fixed-term deposit interest depends on the key interest rate and the deposit rate of the European Central Bank (ECB). At WeltSparen, users currently receive up to 4.50% interest p.a. on their fixed deposit. Users can register for free on WeltSparen and after authentication via PostIdent or VideoIdent, WeltSparen opens a personal clearing account with WeltSparen's service bank. Customers can choose the best fixed-term deposit account from Raisin’s offers and transfer the desired amount from their reference account to the WeltSpar account.
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