By utilizing OY! Transactions Data, business owners can improve service performance by synergising the company's internal systems with banks. The advantage is that it not only encourages financial inclusion but also creates a more effective, secure, and innovative financial ecosystem. OY! Transactions Data can help businesses to grow faster by offering a complete transaction checking process from within 1 dashboard. The ease of transparently managing financial data can be the key to accelerating the digital transformation process for your business.
One example of the use of OY! Transactions Data is to help P2P Lenders to process data and conduct assessments for prospective borrowers. With the Open Banking concept of data disclosure, the credit scoring process can be carried out more quickly to prevent bad loans and fraud.
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