YESpay StoreManager smartphone merchant payment application is available for Android, BlackBerry and iPhone smartphones. StoreManager Mobile App is a mobile version of a POS card payment device for YESpay merchants.
Mobile merchants apply for a payment account with YESpay to process smartphone based sale and refund card present or not present payments. They can also make recurring payments using pre-stored card tokens for regular customers.
MasterCard PayPass – Magstripe and Visa PayWave-MSD contactless chip payments use chip authentication process performed between the chip embedded in the card and the card issuer. The smartphone requires a standard NFC reader.
Magnetic swipe card transactions are performed via a swipe card reader connected to the smartphone jack. The swipe reader encrypts the swipe card track data using its secret key and the card data is decrypted at the EMBOSS data centre. This type of transaction is performed when payment card does not have a contactless chip.
The Merchant Integration API allows merchant mobile commerce applications to integrate with the Mobile StoreManager card payment functions. This API is used to process card-present (keyed, mag-swipe and NFC contactless) and card-not-present payments locally within the smartphone.
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