The S-POS app is developed by S-Payment in cooperation with the payment service provider PAYONE, Deutscher Sparkassenverlag (DSV) and mobile solutions provider bluesource. The ‘digital terminal’ integrated in the app is based on a solution developed by Netherlands-based B2B company CCV and software company Rubean, which is installed on the retailer's smartphone. This terminal enables contactless card payments on the S-POS app. According to an S-Payment representative, the Sparkasse POS allows small and medium-sized companies (SME’s) without cash register systems or terminal infrastructure to offer their customers cashless payments. Sparkassen-Finanzgruppe and PAYONE aim to provide the retail segment with a digital alternative to traditional stationary and mobile terminals.
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