According to IBS Intelligence, GhQR enables banks, wallet providers, and fintech companies to interact through QR codes, while helping both merchants and consumers in accepting and securing payments. Therefore, GhQR allows consumers to achieve instant payments for goods and services from different sources like cards, mobile wallets, bank accounts by scanning a USSD Code provided by their PSP on a smartphone, while merchants can receive payments directly into their chosen accounts via a static or dynamic QR code.
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