MYPINPAD’s technology provides a tool- kit, utilising the near field communications capacity of the cardholder’s Android device to confirm that their RBC client card is present. The service then facilitates the secure collection of the card holders’ PIN, via MYPINPAD’s PCI-approved methodology, which, with the card data, combine to provide strong customer authentication. iOS users can use biometrics to access the app before securely inputting their PIN.
RBC announced the ability for their clients to use a combination of card tap and PIN to securely authenticate themselves on their Android phone. This functionality reportedly provides a universally accepted authentication process for RBC customers.
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