Consumers can use their mobile device and select a payment method, loyalty card, or coupon and receive a 6-digit single-use perishable Mocapay code that is delivered to their handset. The interaction between the handset and the Mocapay host provides for a delivery of a single use token that acts as a stand-in for sensitive account credentials.
The new API simplifies integration into the merchant’s POS or third party service or payment provider without making any change to store or back office operations.
Mocapays mobile platform allows merchants to mobilize their existing programs by integrating with payments, gift cards, loyalty and other promotional platforms.
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