The Paypers

Incognia's Anti-fraud SDK and APIs facilitate identity verification and authentication for banks, fintech, and retailers with mobile applications. The company builds a unique location fingerprint for each mobile user, without capturing or storing any PII, to create a private digital identity.

Key features of the Incognia Anti-Fraud Mobile SDK include:

Continuous address verification API: Incognia’s tech validates location information, and can detect and alert for changes in behaviour that indicate a change of address (or possible fraudulent activity).
Location fingerprint API: Incognia location fingerprint can be used to validate existing account holders, specifically those re-engaging and logging in on a new device, and prevent account takeover fraud while keeping false positives low.
Trusted location API: Incognia compares the user’s current location with their historical location behaviour and assigns a risk score based on whether the location can be considered familiar or trusted for this user.
Device integrity API: This solution ensures the data quality of Incognia’s Address Verification and Location Fingerprinting solutions. The Incognia SDK scans numerous device attributes, including app and file details, to identify anomalies that may indicate malicious intent. It can detect rooting and other attempts to produce fraudulent data.

Incognia reveals behavioural biometrics solution to combat mobile fraud