Trends Report: The New Payments Era

Published: June 26, 2025

Your roadmap to future-ready payments by 2030

The payments world is moving fast, and by 2030, it will look completely different. From real-time cross-border transfers to AI-powered fraud prevention, what once felt like a future vision is quickly becoming today’s baseline.

 

 

So, the big question is: Are you ready for what’s coming?

This report helps you get there.

Packed with expert insights and forward-looking analysis, this exclusive report explores the major shifts transforming the payments landscape today and what they mean for the decade ahead. Whether you're a bank, fintech, merchant, biller, or regulator, The New Payments Era report offers clear, practical steps to help you rethink your strategy, embrace innovation, and stay ahead.

A glimpse into 2030

By the end of this decade, payments will be frictionless, tokenised, intelligent, and truly global. Modular platforms, instant settlements, and seamless compliance will be standard. But getting there isn’t automatic—it takes bold action now.

Back in the 2020s, the industry faced a turning point. Legacy infrastructure couldn’t keep up with rising customer expectations and a wave of fintech innovation. Stakeholders across the ecosystem—banks, businesses, platforms, and policymakers—found themselves under pressure to modernise, open up, and fight increasingly complex fraud.

This report tells the story of that shift and what comes next.

From AI-driven orchestration platforms to regulation-ready infrastructure, it explores how to prepare today for the payments world of tomorrow.

The report dives into key focus areas:

  • The shifting global payments landscape
Explore the forces reshaping the industry—from rising consumer expectations to accelerating fintech innovation—and why this moment calls for bold, future-focused action.
  • Modernising your payments infrastructure
Understand why modernisation is no longer optional, and how payment hubs can streamline operations, increase agility, and build a foundation for long-term growth.
    • Harnessing emerging technologies
    See how AI, tokenisation, and cloud-based platforms are transforming payments, making them faster, smarter, and more inclusive.
      • Meeting evolving customer and market demands
      Discover what banks, merchants, and billers must do to keep pace with changing expectations and new competitive pressures.
        • Strengthening security and ensuring compliance
        Learn how to navigate growing threats like APP fraud and AI-driven scams, while staying ahead of an evolving regulatory landscape.

        Ready to navigate the future of payments?

        Download the full report to explore how industry leaders are rethinking strategy, embracing innovation, and staying ahead in a rapidly evolving payments landscape.

        Whether you're a bank, fintech, merchant, or payment provider, The New Payments Era offers practical insights to help you lead, not lag, into 2030.

        Download the report here and start building your next-generation payments strategy today.

        Get in touch with us!

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