Core solution
SmartVista by BPC is a AI-enabled microservices-based, modular, and API-first platform that delivers a comprehensive suite of solutions covering Traditional banking technology solutions. Today, the SmartVista suite provides a range of integrated banking and payment services, including:
• Traditional Banking: Acquiring, issuing, switching, POS driving, e-commerce payment gateways, real-time payments, and open banking
• Digital Banking and Payments: Mobile and internet banking, e-wallets, agent banking, SME banking, digital lending, SoftPOS, and BNPL
• Fraud & Risk Management: AI-driven fraud detection, customer profiling, risk management, and ACS
• Mobility & Smart Cities: Transport ticketing, fleet and fuel payments, and smart city solutions
• Ecosystem Solutions: E-government services, e-business ecosystems, and API sandboxing
What type of solution(s) do you offer?
Technology Vendor/Solution Provider
Payment Service Provider
Target markets
Merchants (retail, digital, gaming, travel, high risk)
Marketplaces
PSPs
Fintechs
Banks
SaaS
Government
National Payment Switches
Public Services (Transportation, Parking, Toll roads, Theatres, Campuses)
Contact details
info@bpcbt.com
Geographical presence
North America, Europe, Middle East, APAC, Africa, LATAM
Year founded
1996
Standards and certifications
ISO 8583, ISO 20022, SWIFT, RTGS, ACH, and instant payments
PSD2, PSD3, Open banking standards, PCI-DSS
Member of industry associations and/or initiatives
Payment Association UK, Payment Association EU, Nigeria Fintech, Philippines Fintech Association, Cambodia Fintech, Power50, Visa Fast Track program, Mastercard partner program, ABA Association, VNBA Association member, Latam Fintech Hub, Colombia Fintech, APTA, UITP
Main clients/references
GoTyme, HSBC, Artajasa, Bank of Africa, SMT, Erste Group, ING, G-Cash, Redsys, Telered, JKB, UZCARD, HNB, TPBank, Singtel, VIB, Credibanco, Banco Pichincha, Tora Wallet, CRDB, National Switch Somalia, National Switch Malawi, QNB KSA, QNB Qatar, BNI Indonesia, Jalin, EthSwitch, Meezan Bank, KLAP, DSK, Banca Transilvania, Bancoppel
Case studies
OAB - https://www.bpcbt.com/en/press/from-local-cards-to-tokenization.-oman-arab-bank-celebrate-a-decade-of-payments-transformation-with-bpc-1
Payful - https://www.bpcbt.com/en/press/chinese-cross-border-payment-company-payful-opts-for-bpc-card-management-as-a-service-to-launch-virtual-corporate-charged-card
HMB - https://www.bpcbt.com/en/press/habibmetro-bank-selects-bpc-smartvista-to-power-next-generation-issuing-and-payments-innovation-in-pakistan
EthSwitch - https://www.bpcbt.com/en/press/ethswitch-marks-1-million-in-a-single-day-ethiopay-ips-transactions-as-platform-wins-best-financial-inclusion-award-with-the-asian-banker
QNB KSA - https://www.bpcbt.com/en/press/bpc-strengthens-fraud-prevention-capabilities-for-qnb-saudi-arabia-with-smartvista-enterprise-fraud-management
Belize Bank - https://www.bpcbt.com/en/press/belize-bank-expands-e-commerce-acceptance-in-the-cloud-with-bpc-marking-a-decade-of-payments-modernisation
IBBL - https://www.bpcbt.com/en/press/islami-bank-bangladesh-plc-ibbplc-achieves-five-fold-card-base-growth-with-bpc-surpassing-12-million-in-bangladesh
DSK - https://www.bpcbt.com/en/press/dsk-bank-and-bpc-introduced-euro-ready-payments-across-all-banks-channels
Bancoppel - https://www.bpcbt.com/en/press/bancoppel-selects-bpcs-smartvista-to-power-its-instant-credit-cards-issuance-across-mexico
HNB - https://www.bpcbt.com/en/press/hnb-enables-debit-cards-on-google-wallet-extending-everyday-digital-payments-in-sri-lanka-with-bpc
GoTyme - https://www.bpcbt.com/en/press/from-zero-to-12-million-customers.-a-decade-long-partnership-of-gotyme-bank-and-bpc-drives-south-african-digital-adoption
JKB - https://www.bpcbt.com/en/press/jkb-signs-strategic-agreement-about-digital-transformation-with-bpc
G-Cash - https://www.bpcbt.com/en/press/gcash-taps-bpcs-next-generation-smartvista-to-launch-gcash-pocketpay-fuels-phs-cash-to-digital-leap
Banca Transilvania - https://www.bpcbt.com/en/press/banca-transilvania-and-bpc-deliver-romanias-first-eu-digital-identity-wallet-payment
MDP - https://www.bpcbt.com/en/press/mdp-accelerates-growth-in-mea-with-bpc-next-generation-smartvista-powered-processing-platform
KLAP - https://www.bpcbt.com/en/press/klap-launches-visa-and-mastercard-acquiring-on-bpcs-cloud-reaching-90-million-monthly-transactions
Awards
Paytech Awards 2026 - Best Payment as a Service Solution
TAB Global - Best Financial Inclusion Tech Initiative in Africa 2026
MEA Finance 2026 - Best User Experience Solution Provider
IBSi 2026 - Digital Banking Awards Winner
IBSi 2026 - Middle East Banking Excellence
Global Brands Magazine 2026 - Best Digital Payment Ecosystems Enabling Platform, Best AI-Powered Enterprise Fraud Management Solution, Best Card Management solution
Asian Banking and Finance 2026 - Financial Inclusion Award - Sri Lanka, Payments Solution Award - Philippines
Asian Banking and Finance Fintech Awards 2025 - Cambodia Technology Excellence Award for Mobile - Banking
World Business Outlook Awards 2025 - Excellence in Banking Technology Vietnam 2025, Best Banking Technology & Services South Africa 2025
Chartis 2025 - Regional Excellence – Emerging Europe, Core Technology – Model Risk Management
IBS Intelligence Digital Banking Awards 2025 - Functional Area Winner | Digital Onboarding, Regional Winners | Africa
The Digital Banker - Digital CX Awards 2025 - Excellence in Omni-Channel Customer Experience - Vendor
Global Banking & Finance Awards 2025 - Excellence in Innovation Payment Technology Europe
Global Brands Magazine 2025 - Best Card Management Solution Provider, Best Fraud Management Solution provider, Best Mobility as a Service Provider
The Financial Technology Report 2025 - Top Financial Technology Companies of 2025
Juniper 2024 - Best MaaS Solution Provider
International Business Magazine Awards 2024 - Best Operational Efficiency and Excellence in Africa 2024 & Best Transformation in Mass Public Transportation in CIS Africa 2024
Asian Technology Excellence Awards 2024 - Vietnam Technology Excellence Award for Fintech - Payments
The Digital Banker - Middle East & Africa Retail Banking Innovation Awards 2024 - Best Payments Software Suite
Global Banking & Finance Award – The Next 100 Global Awards 2024 - Best Payment Technology