EMVCo published the EMV QR Code Specifications to address two prevalent QR Code payment use-cases:
Consumer-presented – the consumer displays the QR Code on their mobile device and the merchant uses an optical scanner to read the code.
Merchant-presented – the merchant displays the QR Code and the consumer uses their mobile device to scan the code.
The QR Payment Mark may be used to inform consumers that a merchant accepts EMV QR Code payment solutions. Supplemental messaging to consumers will confirm whether merchant-presented transactions, consumer-presented transactions, or both, are supported. The QR Payment Mark may also be used as an application indicator on a consumer mobile device when initiating a consumer-presented transaction. A royalty-free trademark license agreement and reproduction requirements are available in EMVCo’s Trademark Centre.
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