News

Neonomics and Bislab partner to enhance embedded finance

Friday 8 March 2024 08:58 CET | News

Norway-based Open Banking provider Neonomics has partnered with data enrichment company Bislab to merge their embedded finance suites.

 

Neonomics and Bislab have teamed up to develop and launch a suite of embedded finance solutions that address challenges experienced by financial institutions, credit management, and insurance companies. The two partners have previously developed stand-alone products within embedded finance and will now merge their offering, strengthening the accuracy and agility of their next generation joint product.

Neonomics has partnered with Bislab to merge their embedded finance suites.

Addressing finance pain-points with data-driven services

Bislab was formed in 2022 by an experienced technical team with backgrounds from one of Norway's most established technology companies to leverage what they saw as an agility gap in delivering data-driven services to market.

Officials from Bislab said they noticed first-hand how blending different publicly available datasets could contribute to more effective decision making when it came to credit risk analysis, but that was just the tip of the iceberg. Together with Neonomics, they will take this to another level, expanding their ability to provide real-time insights to a much broader market.

Among those offerings is an enhanced credit risk tool that can easily be leveraged by both financial and non-financial companies to deliver more dynamic assessments and reduce dependency on outdated datasets and manual processes.

Executives from Neonomics emphasised that the market for real-time financial data analytics has evolved significantly since the beginning of 2023, with existing solutions showing promise while leaving room for improvement. At the same time, they're witnessing a rising interest across various industries in harnessing the power of these insights. Together with Bislab, they're excited to blend their expertise to offer a unique set of services to both existing and new customers.

The two companies aim to host a product demonstration prior to the summer, pending approval from the Norwegian Financial Supervisory Authority. The partnership has already secured a list of existing customers across multiple target segments confirming interest in the upcoming launch.

Previous news from Neonomics

In February 2024, Neonomics has joined forces with Lowell, a credit management services company, aiming to enhance their payments offering by integrating account-to-account (A2A) payments into their Norwegian customer portal. This partnership seeks to streamline the payment process, improve cost efficiency, and meet growing customer demand for A2A payments, which have gained traction due to their cost benefits, security, and ease of use.

With A2A payments poised to become increasingly popular, particularly in response to new regulations, such as PSD3/PSR, Norway's high rate of online payment adoption, driven by mobile phone usage, further underscores the significance of this collaboration.

In a move for a more sustainable financial landscape, in December 2023, Neonomics has partnered with Carbon Centrum to introduce CarbonIDs, a novel approach to accurately track the carbon footprint of financial operations.By leveraging Open Banking capabilities, this collaboration merges various data inputs, including individuals' financial transactions, to provide more precise measurements of CO2 footprints. 

The unified platform autonomously monitors CO2 consumption at a detailed level, facilitating efficient acquisition of carbon offsets and fostering competitive purchasing opportunities. Carbon Centrum emphasises the importance of reducing carbon emissions, aiming to incentivise stakeholders and encourage innovative solutions like CarbonIDs.


Free Headlines in your E-mail

Every day we send out a free e-mail with the most important headlines of the last 24 hours.

Subscribe now

Keywords: financial inclusion, embedded finance, credit scoring, credit access, data analytics
Categories: Banking & Fintech
Companies: Bislab, Neonomics
Countries: World
This article is part of category

Banking & Fintech

Bislab

|

Neonomics

|
Discover all the Company news on Bislab and other articles related to Bislab in The Paypers News, Reports, and insights on the payments and fintech industry: