Through this move, Ninth Wave seeks to support financial institutions in deploying Open and Embedded Finance capabilities, including ERP integrations, Embedded Payments, and wealth data connectivity, in under 90 days.
As a provider of secure data connectivity between financial institutions and third-party applications, such as aggregators, fintech companies, accounting solutions, and tax preparation software, among others, Ninth Wave offers a platform that supports direct connections for over 2,000 institutions.
Addressing key challenges
With more banks adopting cloud-native, API-first platforms, they also encounter operational issues when it comes to security protocols, regulatory compliance, and consumer consent frameworks. Ninth Wave Managed Services aims to address these complexities through industry expertise and implementation support.
Furthermore, the new division is set to fall in line with Ninth Wave’s Plan, Build, and Operate methodology, which merges technical execution with compliance and regulatory alignment, as well as user adoption approaches. Ninth Wave’s division is set to focus on accelerating customer onboarding and facilitating advanced capabilities, such as:
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Secure, API-first connectivity across ERP platforms, including NetSuite, Sage, and Microsoft Dynamics;
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Real-time payments leveraging entitlement-driven workflows and automating manual processes;
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Improved wealth data connectivity, especially for high-net-worth households;
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Co-branded API portals, marketing materials, and adoption initiatives that position banks as integration-ready partners.
Latest news from Ninth Wave
In
April 2025, Ninth Wave and Candescent extended their partnership to further improve data sharing capabilities through the Candescent platform. The two companies had a long-standing relationship before this, supporting over 250 banks and credit unions through secure Embedded Finance integrations through Candescent’s digital banking platform. With the launch of Candescent Open Data Solutions with Ninth Wave, the two organisations planned to allow financial institutions, regardless of their size, to utilise modern APIs for secure, consumer-permissioned data sharing.
