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Experian launches payroll verification service

Thursday 25 November 2021 14:31 CET | News

UK-based Experian launches Work Report, a service that automates the digital sharing of payroll information on behalf of the consumer.

The solution provides connectivity to an employer’s payroll data to provide direct confirmation of a consumer’s gross and net income, as well as their employment status and tenure, in a matter of seconds. 

For lenders, the solution can be used as part of their affordability and credit checks when a new customer applies for financial products and services. Work Report is part of a suite of configurable verification services provided by Experian that helps a consumer to confirm their identity and consent to share verified credit information, income, and expenditure in a single data exchange. 

Additional to Work Report, as part of the suite, the services include an Employer Search Engine powered by the UK’s first National Employer Database (NED), a single source of verified employer names, covering 99% of all UK employees. This can be used to capture and standardise relevant data and helps for verified employment information to be collected to inform a credit decision.

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Keywords: Experian , data sharing, credit scoring, identity verification
Categories: Banking & Fintech
Companies:
Countries: United Kingdom
This article is part of category

Banking & Fintech