Financial inclusion has expanded access to financial services worldwide, but access alone doesn't guarantee real economic participation. In this report, TerraPay explores how to close the gap between inclusion and connectivity, examining the infrastructure, standards and partnerships needed to move money securely, affordably and seamlessly across borders at scale.

Behind every crypto card sits a hidden chain of banks, licences, and infrastructure providers - and increasingly, a stablecoin doing the heavy lifting. 

Maria Demertzis, Professor of Economic Policy at the European University Institute, explains why the possibility of economic coercion – not innovation – is the real argument for the digital euro.

OpenPayd has secured authorisation under the EU's Markets in Crypto-Assets Regulation, enabling it to offer crypto-asset services across the European Economic Area.

Stablecon is the premier gathering for those at the intersection of DeFi, economic policy, financial infrastructure, and institutional integration, and those reinventing global commerce. 



Currensea has obtained a Payments Institution Licence from De Nederlandsche Bank, enabling it to operate across the European Economic Area.

Stablecoins are on the rise. With a global market cap exceeding USD 200 billion in early 2025, they’re quickly becoming a key part of the financial system. But what’s driving this growth?

Ray Shinzawa, Managing Director at JCB International (Europe), examines the changing travel volumes from Asia to Europe and the evolving payment habits.