Lynn Kraus, the CEO of Australian Payments Plus (AP+), offers insights into Australia’s approach to real-time payments – from design and architecture to how regulatory bodies support such paytech developments.

Explore the global state of Open Banking and Open Finance in 2025. Unlock exclusive insights from global experts shaping the future of financial data, regulation, and innovation.

The Paypers sat down with representatives of each EuroPA member organisation, who provided insights into their strategy, the future of instant payments in Europe, and the main roadblocks ahead.

Roy Prayikulam, SVP Risk and Fraud Division at INFORM, discusses risk and fraud prevention for A2A payments, elaborating on the importance of AI.

Lindsay Lehr, Managing Director of Payments and Commerce Market Intelligence (PCMI), elaborates on the evolution of A2A payments in the US.

Raluca Constantinescu, Domain Lead Editor at The Paypers, analyses the account-to-account (A2A) payments space, focusing on global developments, key challenges, regional trends, and regulatory updates.

Discover the impact of A2A payments on global commerce and financial infrastructures with The Paypers’ Account-to-Account Payments Report 2025. This industry guide features insights into global trends, key players, partnerships, and the next phase of the A2A evolution.