The Next Financial Network: How Wallets Are Reshaping Global Payments

Across Europe, Asia, Africa and Latin America, consumers are increasingly choosing wallets, instant payments and account-based experiences over traditional payment instruments. What began as a domestic payments story is rapidly becoming a global one.

Yet a fundamental challenge remains.

Most wallets today are incredibly powerful within their home markets but have limited utility beyond them. As consumers become increasingly global, merchants sell across borders, and digital commerce continues to expand, the next opportunity is no longer wallet adoption, it is wallet connectivity.

How can wallets evolve from domestic payment tools into global financial instruments? What role will payment networks, banks and interoperable infrastructures play in unlocking new cross-border use cases? And how can the industry create new opportunities for consumers, merchants and financial institutions without rebuilding the systems that already work?

The event brought together EPI Money and TerraPay for a strategic discussion on the future of wallet ecosystems, the rise of new payment networks, and the growing importance of interoperability in a world where billions of consumers already transact digitally. EPI Money’s Wero is creating a unified account-to-account payment experience across Europe. Similarly, TerraPay’s Xend extends interoperability globally by connecting digital wallets, banks, and merchants across markets, enabling trusted local payment experiences to work seamlessly across borders.

View our webinar and gain insights into the trends shaping the next generation of payments, the emerging role of wallets in global commerce, and the opportunities that arise when previously disconnected financial ecosystems begin to interact seamlessly.

The next decade of payments may not be about building more wallets. It may be about connecting the billions that already exist.