The company aims to enable consumers to purchase essentials without budget constraints and pay the amount back in instalments. Customers can use Paytm's buy-now-pay-later feature for purchasing products and services in physical stores and on websites.
The Bill EMI feature enables Postpaid users to convert their total spends into EMIs, which can then be repaid with options such as UPI, debit card, and netbanking. Every month, users are provided with a single bill to track all their spends through Postpaid. Within the first seven days of the bill being generated, they have the option to convert the postpaid bill into EMIs.
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