The integration enables UK consumers to initiate instant, account-to-account (A2A) transfers from within the app. It also enables Money Dashboard to broaden its scope beyond account information services and apply its machine learning (ML) technology to create new payment initiation and data experiences for users.
Money Dashboar’s app is built using open banking APIs, with features and services designed to simplify personal financial management. Among these is an A2A transfer facility powered by Token PayTM, which helps users avoid late charges and overdraft fees by sweeping funds between their accounts.
Money Dashboard will soon enable instant peer-to-peer (P2P) transfers, allowing users to choose an account from their portfolio and move funds directly across to the account of a friend or family member from within the app.
Token’s open banking API provides pan-European connectivity to banks, together with the ability to initiate A2A transfers that clear instantly.
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