IXOPAY

IXOPAY is an enterprise-grade payment orchestration platform for global merchants and platforms. The platform provides intelligent routing and cascading functions, risk management, reporting and reconciliation, and vault services along with an expansive network of payment methods, gateways, and third-party service providers.

Website

www.ixopay.com

Head office

Vienna, Austria

Core solution

IXOPAY provides merchants with all the features to enter new markets. We facilitate the integration of preferred payment methods and reduce the time and effort needed to build and manage a complex, adaptive payment architecture. Our PSP-agnostic setup guarantees flexibility and control, helping you to reduce costs, maintain independence, and improve conversion rates.

Target markets

Merchants (gaming, retail, travel, finance, insurance, crypto, adult, auction, gambling, high risk, digital goods, other), marketplaces, PSPs, fintechs, banks, SaaS, brokers, crypto, FX

Contact details

www.ixopay.com/en/contact

Geographical presence

Global: North America, Latin America, Europe, Middle East and Africa, Asia–Pacific

2014

Independent owner-financed and owner-led company

Licence type

As a payment orchestration provider, IXOPAY offers a purely technical solution and is not involved in the flow of money. For this reason, it does not need a licence to operate but is PCI DSS Level 1 and PCI-3DS compliant. 

Standards and certifications

As a technical payment orchestration provider, we are a PCI DSS-validated Level 1 Service Provider and PCI 3DS-compliant. SSAE 18 SOC 2 and 3 Certified, ISO 27001 Certified, General Data Protection Regulation (GDPR) Compliant.

Member of industry associations and/or initiatives

• Merchant Advisory Group (MAG)

• Merchant Risk Council (MRC)

• International Association of Privacy Professionals (IAPP) 

• Financial Services Information Sharing and Analysis Center (FS-ISAC) 

• PCI Security Standards Council (SSC) Participating Organization (PO) 

• Cloud Security Alliance (CSA) Information Systems Security Association (ISSA) 

• Open Web Application Association (ISSA)

Brand tagline

Scale your payments globally with IXOPAY.

Service provider type

Payment orchestration platform

Yes

How do you define your company's primary category or technology market?

Payment orchestration platform

Channels

Online

Yes

POS/in-store

Yes

Payment capabilities

Hosted pages

Yes

White-label solution

Yes

Recurring payments

Yes

Payment methods supported

Yes, 200+

Settlement currencies

Yes, any currencies supported by the PSP

Instant settlement

Yes (it depends on the acquirer), settlements are generated by the PSP with no fees involved on the IXOPAY side. Any processing of this transaction data in IXOPAY incurs a 'per transaction' processing fee

Tokenization

Yes

Pay-out/disbursements

Yes

Payment orchestration

Yes

Cryptocurrency payments solution

Yes 

Reconciliation and reporting

Yes

B2B payments

Yes

Operational efficiency:

• ERP integration - Yes

• E-invoicing (automated)No

• FactoringNo 

Reporting/dashboards

Consolidated data and reporting dashboard

Yes

Financial and compliance capabilities

FX

Yes

Virtual IBAN

Yes

Multi-currencies virtual IBAN

Yes (from a technical perspective), it depends on the acquirer in the background

Embedded finance/BNPL for consumers

Yes, Afterpay, Klarna, Humm, Laybuy, Oney, Openpay, valU, Scalapay, Tabby, and Unzer via various providers. Other options available on request.

Fraud and risk management capabilities

Chargeback management

Yes

Fraud and risk management partners

Notolytix, Chargebacks911, Kount, Fraudio, Fraugster, Forter, HawkAI, Maxmind

Clients

Future developments

Enhanced direct network integrations

Main clients/references

Enterprise clients include DHL, Grover, Omicron Media, Austrian Post, Delivery Hero, Wefox, eToro, Omniga, Orvis, Marley Spoon, A1 Sennheiser, Triller 

White label clients include Siemens, Bankart, FastSpring, Sepa Express, Dimoco, Market Pay

Case studies

Austrian Post - https://www.ixopay.com/en/news/an-ixopay-success-story-austrian-post

Omicron Media - https://www.ixopay.com/en/news/omicron-media-success-story

Transactions

Transaction volume

Proprietary

Transaction value

USD 35 billion