Shift4 is now among the few organizations certified to authorize and settle both credit and debit card transactions directly to Fifth Third Bank. The certification allows $$$ ON THE NET to support both online debit (PINned) and offline debit (check card transactions, where the debit card is treated like a credit card and requires a signature but no PIN). The debit PIN pad machines are connected to $$$ ON THE NET via Shift4s Universal Transaction Gateway (UTG), which is also used to support signature capture and check verification. Shift4s UTG ensures successful integration to merchants, regardless of the point of sale or property management systems they are utilizing, without requiring programming at the point of sale. Shift4 is also currently working to certify an interface between its $$$ ON THE NET solution and Fifth Thirds gift card system. In addition to Fifth Third, Shift4 has certified debit processing interfaces with First Data Merchant Services (FDC), Global Payment Services (formerly NDC) and Vital Processing Services. Additionally, credit card processing interfaces are in place with over 99% of todays leading financial institutions, including American Express, Paymentech, Nova Information Systems, Chase Merchant Services, First Horizon Merchant Services and Planet Payment, with new interfaces being added regularly.
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