CTLs real-time debit in the Citi

In partnership with Citibank Handlowy and i-flex Solutions, CTL has built and installed a technologically advanced XML interface between its PRIME card and merchant management solution and the FLEXCUBE host system. The interface binds two state-of-the-art systems: the integrated solution gives Citibank Handlowy an holistic view of its customer data and lets it issue and process real-time debit card products for corporate clients who want fast access to the funds in their bank accounts. PRIME can now fetch real-time updates on current account or savings account data held in FLEXCUBE, before it assesses authorisation requests from debit cards. And its ONLINE authorisation system uses the latest account data to perform stand-in processing, when required. The bank uses these new features to optimise its clients spending power. Citibank Handlowy first installed CTL systems in 1997. The systems have evolved with CTLs technical vision and the banks business requirements. The new XML interface is latest addition to a sophisticated suite of technologies that is helping the bank gain a competitive advantage.