Allpoint is Americas largest surcharge-free ATM network, comprised of 25,000 ATMs nationwide, with more than 800 in the Washington Metro area alone. Allpoint was created to provide customers of financial institutions with little or no ATM presence with greater access, convenience, and savings, while enabling their financial institution to compete more effectively with larger banks. Supporting the premise behind Allpoint are recent statistics from NYPIRG (Public Interest Research Group). In their 2004 report, NYPIRG stated that the average surcharge in 2003 was $1.55, up from $1.49 in 2002. In addition, a recent Visa survey reported that 92% of respondents said they view ATM access as the most important factor in choosing a financial institution. Allpoints unique membership structure makes it very cost effective for a financial institution to join and easy for their customers to use. Allpoint has the industrys first card-based fee structure, which provides the financial institution with a fixed and predictable cost structure. For the cardholder, they simply use the card in their wallet today to receive unlimited surcharge-free access to Allpoints ATMs.
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