ACI Worldwide Creates Payments Infrastructure for Algerian Bank

As the largest bank in Algeria, BADR manages the countrys largest banking network with 290 agencies and 40 branches. The implementation is a significant milestone in the continued modernisation of the nations payments infrastructure. BASE24 will enhance the banks ATM and POS network transaction processing via improved customer service and world-class reliability. The deployment will significantly improve time to market for BADRs new card products and support the demands of a growing card base. ACI is also helping BADR completely modernise its network of branches, helping the bank develop dedicated in-branch areas for customers to make transactions via ATMs. BADR will leverage BASE24 to deploy new functionality including support for EMV and multi-currency capability, improving customer service and reducing the risks associated with credit and debit card fraud. The bank is running BASE24 on an HP NonStop(TM) platform. In addition to its BASE24 deployment, BADR is also installing ACI Card Management System(TM) software to efficiently manage its expanding cardholder base. A new national POS card was introduced in February 2005, and BADR expects its existing cardholder base of more than 20,000 domestic cards will expand to around half a million within the next 12 months. ACI Card Management System is a complete solution that will enable BADR to issue cards, maintain account information, track card usage and set ATM/POS transaction limits. It will also be used to provide PIN processing, card production and online enquiries and reporting.