The PSR, functional since April 2015, maintains three objectives: promoting effective competition in the payments market, innovation in payments and payment system environment that operates in the interest of users, crowdfundinsider.com reports.
The PSR will allow more companies to enter the market while giving consumers more choice in personal banking. In the first year of operation, the PSR has taken a “balanced and proportional” approach using an incentive programme for the emerging industry.
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