According to IBS Intelligence, thanks to the new features, cardholders are enabled to create monthly payment plans with a fixed fee and no interest, carry a monthly balance with interest, or pay their bill in full. Moreover, with the ‘Pay It Plan It’ and ‘Pay Over Time’ features, American Express Green, Gold, and Platinum cards members are given access to more ways to pay for purchases, both big and small, all accessible from the American Express mobile app.
Additionally, cardholders are offered rewards and new offers, while benefiting from the following capabilities:
‘Pay It’ helps to tap the Amex mobile app to pay for small purchase amounts, under USD 100, throughout the month;
‘Plan It’ helps to split up larger purchases of USD 100 or more into equal monthly payments with a fixed fee and no interest – card members do not have to apply for a plan, they can click on an eligible purchase in the American Express mobile app, or on their online account at AmericanExpress.com, and choose to ‘Plan It’.
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