The offering enables members with any SMS (Short Message Service) phone to receive Automatic Alerts on transactions in their bank accounts and credit card accounts on a real-time basis. The SMS Alert is automatically generated by the system and sent to the members phone anywhere in the world, regardless of their mobile service provider. Members can choose from a variety of alert options to be delivered to their phones daily, weekly, monthly or yearly. These include the balances (less than, greater than) of their savings, checking, credit card or loan accounts, a rundown of their last five transactions in any account, as well as any personal reminders (such as paying ones mortgage by a certain date or attending a regularly scheduled meeting every month). As another option, Premier America members can also call the Air2Web On Demand phone number to request their balance or history on all their accounts at any time, and the information is delivered as a text message within minutes. Additionally, members with a Web-Enabled device can also perform transfers on their accounts, as well as check their balances and transaction history. This wireless banking and credit card system was designed specifically to help members stay informed about their accounts and to defend themselves against fraud. With these real-time alerts, credit union members are always up to date with their accounts, so if there is any suspicious activity, they are informed immediately. The members are given the option of deciding what alerts they would like to receive, as well as how frequently they would like to receive them, and these parameters can be changed at any time. The system is simple and very user-friendly.
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