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UK Building Society Marks Milestone With LINK Pre-Pay Mobile Top-Up Service

Wednesday 9 February 2005 17:39 CET | News

S2 Systems, Inc., a global provider of transaction processing, authorization and integrated solutions for the banking, financial, retail and travel sectors, have successfully rolled out the S2 Systems OpeN/2 platform at Coventry Building Society to drive pre-paid mobile phone top-ups across its ATM network.

S2 Systems and industry partner SPL (Systems People Limited) achieved the milestone with Coventry Building Society utilizing NCR Personas advanced function ATMs with APTRA software. Coventry Building Society is the fifth largest building society in the UK with assets of over £9 billion and serving almost 1,000,000 members. Coventrys new cash machine functionality enables customers to replenish credit on mobile phones using a LINK (LINK Interchange Network, Ltd.) ATM card. Customers of participating mobile phone operators are able to top-up their pay-as-you-go mobile phones without charge at any Coventry Building Society CashLink machine or other machines displaying the top-up logo. The competitive new service is quick, convenient and available 24 hours, 7 days a week. OpeN/2 enables online payment authorization direct from the customers account and the top-up is then credited to the phone within a few seconds. Participating mobile phone operators currently include Vodafone, O2, T-Mobile, Orange, Virgin Mobile and Tesco Mobile. The recent launch of convenient ATM mobile top-up services marks another milestone for Coventry as we continue to develop and deliver exciting new services to our customers, said Giles Chipperfield, Chief Information Officer of Coventry Building Society. This service is totally free of charge and another example of putting our members first by eliminating the need for mobile phone users to visit a retailer or purchase a pre-pay voucher. S2 Systems OpeN/2 enables customers to easily top up their mobile phone at any one of the Societys 56 cash machines by authorizing the transaction from their account. Coventry ATM mobile top-up services enable members to credit their mobile with air-time from a mobile phone network by following the screen prompts at any LINK branded or top-up badged ATM. They simply select their mobile phone network and choice of amount from six pre-defined values of £10, £15, £20, £30, £40 or £50. S2 Systems OpeN/2 then handles the online authorization of funds; once it is approved, the top-up is performed by the mobile phone network via the LINK switch. Financial institutions can now gain significant competitive advantage by enabling mobile top-up services with the utilization of NCRs APTRA software and S2 Systems OpeN/2, said Simon Rubin, vice president of North Europe for NCRs Financial Solutions Division. APTRA and NCRs advanced function ATMs allow organizations to deliver greater value by offering mobile top-ups while managing the self-service channel far more efficiently. S2 Systems OpeN/2 application for mobile top-ups enables Coventry Building Society to meet strategic business goals by leveraging best-of-breed technologies that provide quicker time-to-market. Coventry deployed OpeN/2 to drive 56 NCR ATMs to perform mobile top-up services as well as standard ATM balance enquiries, mini-statements, cash withdrawals, pin changes and deposits. SPL and S2 Systems have been working in concert to deliver and implement Coventry Building Societys chosen payment processing solution and related applications. The Yorkshire-based companys specialists in authorization and transaction switching have over 50 years of collective experience in card payments.


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