The solution is meant to capitalise on the wide availability of Android smartphones equipped with NFC (near-field communication). As such, JCB Contactless card or mobile device can be used at any merchants that support JCB Contactless.
JCB’s Tap on Mobile programme will be used to govern all aspects of contactless payment transactions securely made on NFC-enabled Android smartphones, off the shelf. This programme is secure and interoperable based on EMV and PCI standards. The Tap on Mobile programme builds on the expertise gained through Soft Space's development of ‘Fasstap’, world's first NFC-enabled payment solution with PIN verification, certified by card brands in 2018 and subsequently 2019.
Moreover, Tap on Mobile solution has been developed by incorporating JCB's contactless kernel – the engine that powers contactless payment transactions. With this innovation, JCB can offer its acquirers a cashless payment option who will in turn adopt and deploy as a cost-effective payment solution to their merchants.
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