Apple's App Clips might facilitate the adoption of contactless payments

Tuesday 23 June 2020 12:28 CET | News

Apple has announced the launch of App Clips for iOS, which will offer users mobile payments features without the need of downloading the entire app. 

According to The Spoon, App Clips will enable users to perform daily activities such as paying for their morning coffee, discovering a restaurant nearby, and getting recipes for Drop-enabled connected appliances. Therefore, by using App Clips, the user will pull down features from the app through NFC, QR codes, or Apple Clips codes to engage in those three scenarios, without having to download three different apps. Subsequently, the ‘Clip’ enables the transaction to proceed without having to create a new account – because it uses Apple Sign In – or a credit card – because it uses Apple Pay. 

Although App Clips still need to be adopted by merchants in order to work, eateries might adopt this solution as customers want to minimise human-to-human contact, and use more contactless payments during the COVID-19 pandemic. Overall, Apple pilots the App Clips as a way to discover new apps, even though it seems more like a way to avoid downloading them, since part of the difficulties encountered while using contactless payments is the need of downloading an app, creating an account, and entering a credit card number. 

Even though it is still unknown how much of a cut is Apple taking on this type of transaction, Clips may facilitate contactless payments in the future, The Spoon reported.

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Keywords: Apple, launch, contactless payments, App Clips, NFC, QR, Apple Clips codes, transaction, credit card, Apple Pay, merchants, COVID-19, credit card number
Categories: Payments & Commerce
Countries: World
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