Migration to SCA for card transactions in ecommerce was proposed in an EBA Opinion Paper in October 2019 to be postponed until end of 2020 which was acknowledged by many of the European NCAs. Still, the requirements on SCA within the context of the PSD2 APIs are not addressed by this Opinion and still apply.
Ortwin Scheja is Managing Consultant at SRC Security Research & Consulting and is an editor and moderator of Berlin Group NextGenPSD2 and NISP. He has more than 20 years of experience and expertise in conception and implementation of complex transaction systems, in interbank card processing, clearing systems and scheme services, and in retail-banking IT standardisation at a European and international level. He holds a PhD and a master’s degree in mathematics and computer science from Saar- land University, Saarbrücken.
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