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FIS enables secure seamless online payments with Worldpay 3DS Flex Solution

Thursday 5 March 2020 14:43 CET | News

UK-based fintech FIS has launched its new 3D Secure (3DS) authentication service, 3DS Flex aimed for global ecommerce retailers and merchants.

The authentication service is designed to fight fraud, accelerate online and mobile checkouts by reducing cart abandonment, and maximize payment authorisations. 3DS is the primary mechanism used by merchants globally for authenticating cardholders online. It will be superseded by 3DS2, the latest generation of the technology designed to create a more seamless, shopper-friendly payment flow, especially on mobile devices.


While most issuing banks support 3DS1, a growing number are adopting 3DS2.1 and the latest 2.2 protocol. The Worldpay 3DS Flex solution supports all 3DS protocols to provide an improved authentication experience for consumers shopping online while minimizing the incidence of declined payments and reducing shopping cart abandonment.

3DS Flex offers intelligent switching—automatically routing payments for merchants through the most optimal version of authentication supported by the issuing bank. 3DS Flex also helps protect consumers from online fraud by leveraging geolocation data, shopper history and a wealth of other data to accurately verify a shopper’s identity online or on a mobile device.

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Keywords: FIS, ecommerce, SCA, 3D Secure, 3DS2.1, 3DS2.2, WorldPay, 3DS Flex, payments, online shopping, cardholders, Strong Customer Authentication
Categories: Payments & Commerce | Ecommerce
Countries: United Kingdom
This article is part of category

Payments & Commerce