The current various commercial credit evaluation systems lack unified authoritative standards, wherein enterprise credits cannot be transferred out of the chain, and most credit rating agencies do not publicly disclose their rating standards. With the accumulation of multi-dimensional business data, existing enterprise credit rating methods become less efficient in exploring the value of enterprise data.

Considering this, ZJLT Distributed Factoring Network presents a new enterprise credit rating model. It can comprehensively evaluate the credit rating of a company based on the credit level and evaluation of its cooperative enterprises, flows of goods, funds and invoices, as well as its enterprise tax and credit performance.

With the blockchain technique, ZJLT Distributed Factoring Network hopes to provide an infrastructure for enterprises to prove and control their own credits, so as to realise the intercommunication and circulation of credit value among different enterprises and promote the vitality of the whole social ecology.