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TD Bank Group collaborates with Plaid

Friday 15 December 2023 11:24 CET | News

US-based TD Bank Group (TD) has announced that it entered a North American data-access agreement with data network provider Plaid

Through this agreement, TD Bank Group’s US and Canada customers can connect and share financial data with Plaid’s data network of approximately 8,000 apps and services via application programming interfaces (APIs). By leveraging APIs, TD customers receive enhanced data security and privacy as the need for sharing login credentials with third parties is removed.

US-based TD Bank Group (TD) has announced that it entered a North American data-access agreement with data network provider Plaid.

TD Bank Group – Plaid collaboration objectives

According to TD’s officials, the data-access agreement established with Plaid represents a significant step in developing a more secure and reliable digital experience for the group’s customers. Considering that consumers require new services that meet their financial demands, the agreement intends to allow those who access the applications and services on Plaid’s network to do it more securely and with added value. As per the information detailed in the press release, representatives from Plaid stated that as consumers prefer managing their financial lives online, the collaboration with TD aims to provide customers with the tools to securely connect to the digital financial applications in Plaid’s network and manage their everyday finances conveniently.

In addition to the data-access agreement with Plaid, TD Bank Group supported its commitment to offering a more secure, transparent, and user-friendly digital experience through several developments, including:
  • Entering the Financial Data Exchange (FDX) in 2018 to assist in the advancement of solutions that can protect customer data and support an API-based technology protocol, with TD expanding its role in 2023;

  • Joining a data access agreement with Finicity, Mastercard’s US Open Banking arm, in 2020, enabling the progression of customer-authorised data sharing using APIs;

  • Registering in the Akoya Data Access Network in 2021 to allow US-based customers to share data with fintechs and aggregators without being required to provide login credentials and passwords to third parties;

  • Entering a North American data access agreement with Envestnet|Yodlee in 2021 so that customers could connect their TD accounts to financial management, payments, wealth, and small business applications enabled by Envestnet|Yodlee’s platform.

Furthermore, the group underlined its commitment to offering enhanced experiences for customers across all channels. TD’s agreement with Plaid supports the group’s vision by offering an improved, intuitive, and convenient digital experience through secure connectivity with Plaid’s environment.


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Keywords: data sharing, data protection, data privacy, data aggregation, API, partnership
Categories: Fraud & Financial Crime
Companies: Plaid, TD Bank
Countries: Canada, United States
This article is part of category

Fraud & Financial Crime

Plaid

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TD Bank

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